I’m a customer

Helping you save money and rebuild your credit

Already a customer?

If you have a loan with us, you can use My iA Auto Finance online to:

  • View and manage your account details
  • Make a payment
  • Reset your password
  • Live chat with one of our Customer Service Representatives

You can also contact us by email or phone for any assistance you may need. We’ll be happy to help.

Rate Reducing Loan

With our Rate Reducing Loan, you can:

  • Pay your loan off faster
  • Reduce your interest rate by 10% of your current interest rate every year
  • Rebuild your credit

The amount you can save will vary based on your loan amount, interest rate and term.
Here is an example:

72-Month Term

Loan amount $20,000
Interest rate at start of term 22%
Interest rate at end of term 12.99%
  • You pay off your loan 7 months early
  • You save $3,667

Annual Rate Reduction

22.00%

1

19.80%

2

17.82%

3

16.04%

4

14.44%

5

12.99%

6

Year

How do I qualify?

You qualify 12 months into the term of the loan if:

  • All payments have been made on time
  • No payments have been returned for any reason
  • The vehicle has not been in any accidents
  • All requirements of the loan agreement have been met

To apply for the rate reduction, simply email or call us on or after the anniversary date of your loan, each year, to make the request.

Got questions?