Already a customer?
If you have a loan with us, you can use My iA Auto Finance online to:
- View and manage your account details
- Make a payment
- Reset your password
You can also contact us by email or phone for any assistance you may need. We’ll be happy to help.
Rate Reducing Loan
With our Rate Reducing Loan, you can:
- Pay your loan off faster
- Reduce your interest rate by 10% of your current interest rate every year*
- Rebuild your credit
The amount you can save will vary based on your loan amount, interest rate and term.
Here is an example:
* To a minimum rate of 9.99% plus the prime rate, as set by the Canadian Schedule 1 banks, at the requested date of change.
72-Month Term
| Loan amount | $20,000 |
| Interest rate at start of term | 29.99% |
| Interest rate at end of term | 17.71% |
- You pay off your loan 10 months early
- You save $6,086.90
Annual Rate Reduction
29.99%
1
26.99%
2
24.29%
3
21.86%
4
19.68%
5
17.71%
6
Year
How do I qualify?
You may qualify 12 months into the term of the loan if:
To apply for the rate reduction, simply email or call us on or after the anniversary date of your loan, each year, to make the request.
Got questions?
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