I’m a customer

Helping you save money and rebuild your credit

Rate Reducing Loan

With our Rate Reducing Loan, you can:

  • Pay your loan off faster
  • Reduce your interest rate by 10% of your current interest rate every year
  • Rebuild your credit

The amount you can save will vary based on your loan amount, interest rate and term.
Here is an example:

72-Month Term

Loan amount $20,000
Interest rate at start of term 22%
Interest rate at end of term 12.99%
  • You pay off your loan 7 months early
  • You save $3,667

Annual Rate Reduction

22.00%

1

19.80%

2

17.82%

3

16.04%

4

14.44%

5

12.99%

6

Year